Ladies: why you need your 5-a-day (and where to find it)

As women, we focus a lot on our health, especially dietary health. Not only do WE aim for a healthy five serves of fruit and vegetables each day, but we try to ensure those around us are doing the same. Sometimes getting our elderly family members to eat their veggies can be just as tricky as getting our toddlers to do so! (Tip: hide those leafy greens in the lasagne).

We all understand the importance of health. We know we have to look after it, nurture it, do everything to maximise it. Remember the old maxim: ‘An apple a day keeps the doctor away?’ How many times have you heard that? And also, ‘If you don’t have your health, you don’t have anything.’ So true – how can you enjoy life if you’re not in good health? More crucially, how can you be active, or work, or live your best life without it?

Superannuation health – making it simple

But what about your superannuation health? This is where things can get very tricky particularly for women. As we’ve covered in previous posts here and here, the superannuation system was not designed for women. To the extent that women retire with sometimes up to hundreds of thousands of dollars less than men. Which presents a very tricky problem; if you are healthy, then how do you enjoy your retirement without sufficient superannuation monies?

The good news is that there’s a really simple way to approach this super gap. And that’s to contribute to your super every day. Just $5 a day. That’s all it takes to build up a good retirement nest egg. Here’s a chart from the wonderful ASIC compound interest calculator showing how much this little $5/day trick can amount to over time. Play with the calculator yourself to see how the different inputs – your starting balance, your contributions, your length of time – change the outcome.

Your biggest hurdles to overcome are likely:

  1. Finding $5/day from a budgeting perspective
  2. Starting the habit

Where do I find an extra $5 a day?

To find the $5/day, there are two things you could do. You can set up a direct debit into your superannuation fund. Most super funds offer this option. Once set up, then you can simply forget about it!

The other way to find the $5/day is to sign up to Super Rewards. Super Rewards is a cash top-up scheme into your superannuation, where Australia’s leading retailers provide the cash. So – you shop for groceries, or buy gifts for birthdays or Christmas, or book a holiday – and the retailer provides you with a contribution towards your super. The more you shop with Super Rewards, the more you contribute to your super. Winning!

Perhaps you do both; set up a direct debit AND shop via Super Rewards. It’s up to you, and depends on a few different factors like your current budget, and your target retirement amount. Here’s a useful link from Super Guru to find out how much you may need.

Start your healthy super habit now

So – why delay? Superannuation is a little like climate change. The more we debate, the more we delay, the harder it is to make up for lost time. The closer you are to retirement, the less time your retirement monies have to benefit from compound interest.

Like all good habits – working out, eating well, maintaining good health – the sooner you start, the sooner you see the benefits.

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Retailers

This is a quick view of a collection of our retailers. To view all, please go to super-rewards.com.au

Accessories

Threadicated

Threadicated

Nautica

Nautica

katespade

Kate Spade

oroton

Oroton

witchery

Witchery

Baby and Children

kidsbrightstar

Bright Star

Bright Star Kids

Queen Bee

Queen Bee

Queen Bee

thatbabyshop

That Baby Shop

Beauty

nudebynature

Nude by Nature

fresh

Fresh

Fresh

endotaspa

Endota Spa

Endota Spa

sephora

Sephora

Sephora

Nourished Life

Nourished Life

Nourished Life

HARDTOFIND

Hard to find

Hard to find

Clothing and Fashion

modibodi

Modibodi

Modibodi

rockmans

Rockmans

Rockmans

hellomolly

Hello Molly

Hello Molly

showpo

Showpo

Showpo

ugg

Ugg

Ugg

Gabo+Kelly

Gabo+Kelly

Gabo+Kelly

Lacosta

Lacosta

Lacosta

Rodd & Gunn

Rodd & Gunn

Rodd & Gunn

THEICONIC

THE ICONIC

THE ICONIC

COUNTRYROAD

COUNTRY ROAD

COUNTRY ROAD

seike

Seike

bonds

Bonds

Lingerie and Swimwear​

sunburn

Sunwear

Sunburn

seafolly

Seafolly

brasnthings

Bras 'n Things

bendon lingerie

Bendon Lingerie

Electronics

bing lee

Bing Lee

Bing Lee

Apple

Apple

Bose

Bose

Bose

Lenovo

Lenovo

Lenovo

Men's Fashion

Gabo+Kelly

Garbo & Kelly

Rodd & Gunn

Rodd & Gunn

Food and Drink

Woolworths

Woolworths

Woolworths

BWS

BWS

BWS

marley spoon

Marley Spoon

Marley Spoon

vinomofo

vinomofo

vinomofo

jimmybrings

jimmy brings

jimmy brings

gourmet basket

Gourmet Basket

Gourmet Basket

edibleblooms

Edible Blooms

Edible Blooms

getwinesdirect

Get Wines Direct

Get Wines Direct

Home Entertainment

JBL

JBL

JBL

Home and Gifts

BookTopia

BookTopia

petals

Petals

Petals

interflora

Interflora

Interflora

livingstyles

Living Styles

Living Styles

adrenaline

Adrenaline

Adrenaline

Homewares

thegoodguys

The Good Guys

The Good Guys

lowes

Lowes

Lowes

Household

Renovation Store

Renovation Store

Renovation Store

Shoes

Hushpuppies

Hush Puppies

Ugg

Sport and Fitness

puma

Puma

Puma

footlocker

Footlocker

Footlocker

Travel

hotelscombined

Hotels Combined

Hotels Combined

travelinsurance

Travel insurance

Travel insurance

covermore

Cover More

Cover More

viator

Viator

Viator

edreams

eDreams

eDreams

qatar

Qatar

Qatar

pocruises

P & O Cruises

P & O Cruises

sta travel

Sta Travel

Sta Travel